Image Image Image Image

Terms Of Service

Image Image Image

Legal Disclaimer:

Welcome to Dern Corporation! We are pleased to offer you our banking services, and we want to make sure that you understand the terms and conditions that apply to your use of our services. These terms of service govern your use of Dern Corporation's online and mobile banking services, as well as any other services we may provide to you. By using Dern Corporation's services, you agree to these terms and conditions. If you do not agree with any of these terms, please do not use our services. These terms may be updated from time to time, and we will notify you of any material changes. Your continued use of our services after such changes constitutes your acceptance of the new terms.

1. Accounts and Transactions

1.1 Opening an Account

To use our services, you must first open an account with Dern Corporation. You can do so by visiting one of our branches or by using our online application. To open an account, you must provide us with accurate and complete information about yourself and any joint account holders.

1.2 Types of Accounts

We offer a variety of account types, including checking accounts, savings accounts, money market accounts, and certificates of deposit. Each account type has its own terms and conditions, including fees, interest rates, and minimum balance requirements.

1.3 Transactions

You can use our services to conduct a variety of transactions, including deposits, withdrawals, transfers, and payments. You are responsible for ensuring that any transactions you initiate are accurate and authorized. We may refuse to process any transaction that we believe may violate these terms or applicable law.

1.4 Security

We take the security of your account very seriously. We use industry-standard security measures to protect your account and your personal information. However, you are also responsible for taking reasonable steps to protect your account, including keeping your login information confidential and notifying us immediately if you suspect any unauthorized activity on your account.

2. Fees and Charges

We may charge fees for certain services, such as overdraft fees, monthly maintenance fees, and wire transfer fees. We will provide you with a schedule of fees when you open your account, and we will notify you of any changes to our fees.

3. Electronic Communications

By using our services, you agree to receive electronic communications from us, including account statements, disclosures, and other notices. You also agree that any electronic communications that we send you will satisfy any legal requirements that such communications be in writing.

4. Termination

We reserve the right to terminate your access to our services at any time, for any reason. We may also terminate your account if we believe that you have violated these terms or applicable law. You may terminate your account at any time by notifying us in writing.

5. Limitation of Liability

We are not liable for any damages arising from your use of our services, including any direct, indirect, incidental, consequential, or punitive damages. We are also not liable for any damages arising from any third-party services or products that you may access through our services.

6. Governing Law and Jurisdiction

We may update these terms and conditions from time to time, and we will notify you of any material changes. Your continued use of our services after such changes constitutes your acceptance of the new terms.

7. General

These terms and conditions constitute the entire agreement between you and Dern Corporation with respect to your use of our services. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any provision of these terms does not waive our right to enforce that provision or any other provision in the future.
You may not assign or transfer these terms or your rights or obligations under these terms without our prior written consent. We may assign these terms or any of our rights or obligations under these terms without your consent.
We may provide notices to you through our website, by email, or by other means. You are responsible for keeping your contact information up to date and for ensuring that you can receive these notices.
If you have any questions or concerns about these terms and conditions or our services, please contact us at contact@leadmerchantile.com. Thank you for choosing Dern Corporation!